**COVID-19 Stimulus Resources for Non-Profits**

In these uncertain times, nonprofit organizations are not immune from the economic impacts from the COVID-19 pandemic. The Choose Clean Water Coalition is actively assembling resources for its more than 250 members, including information on the federal stimulus package and any state grant or loan programs. Stay tuned as we will frequently update this page.

Last updated: July 27, 2020

Federal

CARES Act
- Overview of the CARES Act for nonprofits (Coronavirus Aid, Relief, and Economic Security Act)
- Outline of the types of loans available to nonprofits in the CARES Act
- Chesapeake Legal Alliance is available to answer questions about the CARES Act to Coalition members, pro-bono. Fill out this form to submit your question(s).
Paycheck Protection Program: Qualifying nonprofits can receive up to $10 million in loans that under certain circumstances can turn into grants that do not need to be paid back. You can find more information on the Small Business Administration (SBA) website. These forgivable loans will be available through local banks. The purpose of the loans is to keep people on your payroll. Most organizations would qualify for this program, and nonprofits are in the same pool as 10 million businesses nationwide, so speed is a factor. Contact your bank today and ask them about applying.
Economic Injury Disaster Loans: With the declaration of COVID-19 as a disaster across the United States, all small businesses and nonprofits can apply for an economic injury disaster loan of up to $2 million. These loans have 2.75% interest rates for nonprofits and flexible repay terms of up to 30 years. As part of the application, you can apply for up to a $10,000 economic injury disaster loan advance for businesses currently experienced a loss of revenue, and this advance will not have to be repaid. The program is currently open and the application process is estimated to take two to three hours. Watch this webinar for how to submit an application for an Economic Injury Disaster Loan.

SBA Express Bridge Loans: If your organization currently has a relationship with an authorized SBA express lender, you may be eligible to apply for up to a $25,000 bridge loan that requires less paperwork and a faster turnaround than Economic Injury Disaster Loans.

Chesapeake Legal Alliance gave an informative presentation on financial relief programs for nonprofit organizations. Contact Hannah Brubach at hbrubach@chesapeakelegal.org for a copy of the presentation and more information.

Watershed-Wide

Mosaic COVID-19 Rapid Response Infrastructure RFP: This grant is open to non-profit organizations focused primarily on environmental protection and/or environmental justice to fund tools and technology, training, and related resources needed as a result of the COVID-19 pandemic.
- Currently accepting RFPs.